Posted in News

We The People….

we-the-peopleEditorial
by Cristina Roskoff-Harris
It is no secret COVID-19 has turned all our lives around, from the Toilet Paper
Madness, the working at home necessity, schooling our children from home, social
distancing and wearing masks and gloves where ever we go.
Our government doesn’t get it, we did learn from our mistake from the 2008-
2009 Recession. We adapted, we thrived, we made our life better. No one man
or woman can do this alone. No one man or woman can take credit for all our
hard work and achievement. It is foolish, it is egotistical and totally insane.

40,000 plus life has been lost, that is not acceptable.  There is no cure. There isn’t any type of medicine to help you get over this virus. We are flying blind here.

Personally, I lost a great friend, my husband lost a family member. The losses are great, they are painful, they are real. I have to protect my elderly Mom, my handicapped son, my daughter who has a respiratory condition.

We all work paycheck to paycheck and we all need to go back to work, but we also need to feel safe, we need the assurance of equality and we need great leadership to survive.

We are all in this together. The Coronavirus doesn’t discriminate. There is No Red or Blue states. There is only “WE”.

Call your governor, your congressman, your representative, your local official, tell them without us “we the people” there isn’t anything to govern.

 

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Posted in Editorial, Entertainment, Humor, Money, Technology

Yes! I have cut the cord and I am saving money.

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Just as everyone is on board with “Less is More”, I came on board with “cutting the cord”.

It was no brainer, My cable company decided to charge me $200 a month for their services and I decided it wasn’t happening.

Now, you do have to do your research. You have to decide what you can live with and what you can live without.

You have to make sure you are willing to compromise and stick to it. Here are some pointers for the future cord cutters.

Research: There are several different media stream devices out there. From Google Cast, Rokus, Amazon Fire, Apple TV, and Android Boxes.  Do your homework, research, read, youtube it. Get familiar with the systems that work best for you and your household.

Equipment: Here is where it gets tricky. While you are skipping along and handling your cable company their equipment you will need to invest in your own. Depending how many TV your household has. It can get pricey.

You will also have to invest in an over-the-air antenna for the channels you can get for free. For some of us, a Flat indoor antenna with a 50 miles range is good enough and the cost is very practical.

Internet: As much as you want to say goodbye to your cable company. You have to remember they provide you with the internet. So negotiated a good price for internet service and make sure you get sufficient MB for streaming. Oh and very important. Find out if they have a cap for how much you can stream a month.

Added services: If you can not let go in entirely live streaming look for one service that works best for you. Hulu, NetFlix, Sling TV, PlayStation Vue may help you there.

Savings: Just looking at your new bill will make you glow with happiness. It sure did mine. Cutting your cable bill in half or even one third is a big win.

Conclusion: Go ahead ask. How much I save cutting the cord? I was able to cut that nasty $200 bill in half. Yup, I am saving $100 a month. Within six months, the equipment I purchased will be fully paid off.  Now is my turn to ask, what are you waiting for?

thepoor-american-com

 

 

Posted in Editorial, Life Stories

I Don’t Work In My Pajamas

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I started working at home back in the ’80’s when it wasn’t so cool or even a trend.

As the time progress and working at home become more and more the “norm”. Big business started to incorporate this options to their employees.  It was cost effective, more productivity, and flexible. It was a total win-win for both the businesses and the employees.

The idea was sold with the concept of “work at home”, work in your pajamas, telecommute, save time and money, work from anywhere, be your own boss!

However, it’s not all that flexible, easy and you really shouldn’t work in your pajamas. As the virtual world keeps involving and you have more and more virtual conferences, webinars, meetings and so on.

We the virtual employee or freelance individuals have established a more professional look. Not only does it give us more credibility, but it does set us apart from the typical workforce.  We have incorporated a look, “The Causal Business Friday Look” as our regular look.

Casual Look For Men
Work From Anywhere
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Woman working at home

Why? You may ask……Simple, practical, professional, productive, credible, stylish, and above all the beginning of the minimalist trend.

If you are in the new workforce and have the power to work at home. Follow these simple rules.

  1. No Pajamas
  2. Exercise
  3. Eat healthy
  4. Daily Grooming
  5. Dedicated Work Space
  6. Take Time Off

Remember, all work and no play can hurt your morale and make you depress and stressful.

Happy

 

 

thepoor-american-com

 

Posted in Editorial, Humor, Life Stories

Top Ten Lies Cheaters Use…..

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“I will make this as simple as I possibly can. These are the top ten lies or excuses cheaters give their partners when they know their game is up.”

#10 – Paycheck doesn’t add up

The simple excused given when the hours and pay are not the same….”Its’ must be the new girl at payroll.” “My supervisor must have forgotten to included my hours, he is under a lot of stress.” “I was working on another project, must have not included it on this pay period.”

#9 – Need To Work This Weekend/ Have to go out of town

Yes, the famous “I need to work this weekend and going out of town.” Whatever is your job title or profession. This one really should send you some bells and whistles something is definitely wrong. Double check when in doubt.

#8 – Lending Money

If your significant other is a scrooge and it’s not the giving type. You should question the why and the motives for this change of heart.

#7 – The Long Phone Conversations

I like this one. My ex-husband was full of excuses for this one. “Friends that were in need of moral support.” Ending the conversation with “I love you.”  He would say it’s a guy thing. Added it shows we are “tight”. Really?

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You may be one of the lucky ones and your partner, spouse, significant other is pretty honest. But when in doubt, do not hesitate to question it.

#6 – Going to the Store

“Yes, I need to go to the store to get a new tool, a new shirt, a new gadget for the home project, etc.” This would honestly work, if the person did not take 4 to 5 hours to come back, did not omit to answer their phones and came home with nothing to show. Come on! Women are the shopping queens of the world. Yes, we may take all day. But we do bring something back. Oh, and we do answer the phone.

#5 – Going to the Car Wash / Or going to get an Oil Change

How many times do you need to change the oil in your car? Really, I mean, honestly, really…really.  The standard for oil changes is every 3,000 to 5,000 miles or every three to four month depending on your driving conditions.

Going to the car wash is not a big thing. If you can afford it, go for it. What is a big thing is the lie about the huge line, the car wash place ran out of water. There was a huge explosion, wonder why it wasn’t in the news. and so on.

#4 – I have already eaten

Your sweetheart never misses a meal at home. You may not be the culinary chef. Your budget may be tight. But your “hubby” always, always,  eat his meals at home with you.

#3 – The ATM Withdrawals

Yes, if your special someone always paid with their debit card and now it’s on the cash system. That should alert you. All the sudden, a necessity to carry cash. The withdrawals amount should also be questioned as well. Remember cash doesn’t leave a paper trail.

 #2 – Stayed at a friend house

Yes, that dreaded party you did not want to attend or didn’t get invited.” Men only. Got carried away and drank too much. You wouldn’t want me to get arrested for DIU. So I stayed at my friend’s house.” Or even better. “We decided to spend the night at a motel just the five of us. So we could split the bill equally. You understand.”

#1 – The sick or dying friend

This one is my favorite. All of the sudden you have been casually introduced to a long time, lost friend of your spouse. The one he has never ever talked about. His best friend, his buddy or pal. Now he is at the hospital. He is dying. He doesn’t have a lot of time. He must go and see him. Spend time with him. “It’s okay, you do not have to go. He is in ICU. You understand.” Yes, I spend $40 on KFC, it was his last dying wish. How can you judge me, like that.”

Like I said this one is my favorite. If you have others to share. Please do not hesitate to include them in your commets. Until next time…….

Flip Article 2
http://www.thepooramerican.com

 

Posted in Editorial, Life Stories, Money

The Working At Home Profesional 

Any one can tell you  it is not easy to work from home. You have to be very dedicated, organized and a bit of a scheduler freak.

Life as a work at home professional  comes with many challenges.  Deadlines that are unrealistic, but must be accomplished  if you want to be the  best in your field. Not enough hours in the day to work around. Too many meetings to go to. Not enough downtime to enjoy life. But hey, bills need to be pay, right?

My advised  to all the wonderful work@home individuals is this.

Set your goals from the start. 

Yes, set your goals. If you are going to work 10, 20, 30 or even 40 hours a week. Stick to it.

Do not overwhelmed yourself with too much work. Be realistic, if you are being paid, by project, assignment or even by the minute you are on a call. Set your own expectation and meet does goal. Sometimes short-term goals are easier to achieve than long-term goals.

Give yourself time to unwind and relax.

If you do not give yourself time to relax you can burn yourself out. Go out and have fun. Take the fresh air. Dress to impress yourself not others. You are living “the dream”. Enjoy it.

Keep your head  high.

You are working, you are getting paid, you are your own boss. Congratulate yourself. You are a success. Now let’s keep ourselves there.

Posted in Editorial, Life Stories

My Apologies…………

thepoor-american-com

My apologies to my readers for being away for so long. I have been having so personal problems which in turn made me unable to blog until now.

I wrote a post some time back about Divorce 101. The truth of the matter is it’s not a “one size fit all” type of situation. Yes, the premise is the same money, cheating, abuse, or growing apart. What is not the same is the way we may go about it and for how long we continued the abuse even after the separation or divorce.

So let’s be clear…..

a cheater will always cheat.

an abuser will always abuse.

and an immature, selfish needy _____ will always be.

Solution……..

Walk away, no better yet, run! Leave it behind. Start your life, new and fresh.

Do not carry unnecessary baggage that is not yours.  Believe you are #1, act like your are #1 because you are.

You are special. You are great and you will conquer. You will survive this and you will triumph!

If you still have hope in finding someone who will appreciate you, you will.

For the rest of us, that have hang-up the gloves and decided “Batman Rides Alone.” I am with you.

Until next time (which it will be real soon)……..

 

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Posted in Editorial

Wishing You The Best For 2017

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Wishing you and your family the best for the new coming year. I hope we have all learned, appreciated, and value all the lessons 2016 had to offer. Some were not the best, some were very painful as we lost dear friends and family members.  Our financial struggles might have gotten better, others might have gotten worse.  Relationships flourished while others had to walk away.

Still, we are all here! Promising ourselves this new coming year will be better, and it will!

I have tremendous faith in you. You will make it happen!

Let’s Make Some Noise!  Happy New Year 2017!

Let’s Make 2017 Awesome!

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Posted in Editorial

Divorce 101

Hi everyone, you have all become a part of my family and I give thanks for visiting my blog. Today I will be discussing my opinion on this topic. I hope it helps someone out here.

Fighting Couples

Divorce is never easy. We all go thru some changes in our life and adding divorce to the pot really doesn’t help at all.

It really doesn’t matter how many times you have been thru this it really doesn’t get any easier. Your life as you have known it for a while has turned again. You need to get yourself out of these murky waters and re-evaluate what you want out of this.

 

For starters Think about yourself. Yes “Me” comes first and the rest will follow. You will have does moments that you will feel you made the right decision and you will have other moments when you are second guessing yourself. So Stop!

Do not second guess yourself. Move forward. The same energy and dedication you put yourself thru trying to make the relationship work are now needed in order for you to survive.

I know, going it alone is not easy. You now have the added stress of feeling like you failed again, but you didn’t. Commend yourself for walking away. Yes, you will still have the same financial problems from the past, but you are now in control to handle them.

No matter what, children are always hit the hardest. Lossing a parent or a segregate can be very hard on them. Explain the best you can, why this is happening. Do not make promises you cannot keep. Regardless, if those children are biological or not it will impact them emotionally and they are hurting too.

If this is your first divorce or you have been thru this before. I can assure you, they are not the same as it wasn’t the same in your relationship. If you need time for yourself, take it.

If you do not have the luxury to have time, financial matters need to be set and met. Then handle that first. Get a job, set a budget, maintained your household. Economised were you can, and do without were you can. Once you are stable enough you will be able to expand and get those added luxuries again.

Set realistic goals for yourself. Meet them head on. Do not give up. Be confidence.

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You do not have to do this alone. There are others that have gone thru this and are always there to help. So seek them out. Join a support group. It helps to talk about it. You can do this.

I believe in you, and you will be okay. As I am going to be okay as well.

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